Insights

When it comes to legacy planning, few topics are more emotionally charged than who gets what. That’s where estate equalization comes in.

Life insurance underwriting isn’t exactly cocktail party conversation. Most people don’t give it a second thought until they’re deep in the application process, when questions start piling up, forms start flying, and the process can feel a bit like being on trial.
And even when we do think about our financial future, how often does that discussion include life insurance policies that were previously purchased and are in effect?  

As the new year begins, it’s natural to think about resolutions. Many of us set goals for health, relationships, and careers, but how often do we prioritize our financial health?

And even when we do think about our financial future, how often does that discussion include life insurance policies that were previously purchased and are in effect?  

As the new year begins, it’s natural to think about resolutions. Many of us set goals for health, relationships, and careers, but how often do we prioritize our financial health?

And even when we do think about our financial future, how often does that discussion include life insurance policies that were previously purchased and are in effect?  

As the new year begins, it’s natural to think about resolutions. Many of us set goals for health, relationships, and careers, but how often do we prioritize our financial health?

And even when we do think about our financial future, how often does that discussion include life insurance policies that were previously purchased and are in effect?  

Did you know that 70% of Americans aged 65 or older will require some form of long-term care during their lifetime?

This statistic highlights the widespread need for care, whether it’s in-home assistance, an assisted living facility, or a nursing home. Yet many families are caught unprepared, both emotionally and financially, when the need arises.

The details matter. Let’s put a spotlight on the importance of carefully thinking through primary and contingent beneficiary designations on individual and group life insurance coverage. Our desire is to help our clients avoid future problems.

As an engaged to be married Georgia Tech senior, a wise mentor helped me create a vision of what I wanted in my future career. I wanted to be an entrepreneur. I wanted community roots and independence. I think most importantly, I wanted relationships allowing me to help others with something important to them – being a part of delivering something they want.

The consequences of taking a risk can develop suddenly. One minute you can be holding a certain hand of cards, and the next minute the whole hand of cards has changed. As I was thinking about how quickly the landscape can change, I thought of a personal example.