Securing your Legacy
for Generations

In the life insurance marketplace, access is easy to find. Alignment is not.
Countless firms offer policies, products, and promises, but very few are structured to serve the complex needs of high-net-worth families and the professional advisors who guide them.
At Summit Legacy, we’ve built what we call an unfair advantage. Unfair not to our clients or partners, but to competitors constrained by corporate mandates and limited perspectives.
It’s an advantage built on three pillars: independence, selectivity, and collaboration.

Imagine this: your business partner passes away unexpectedly. Overnight, you’re not just grieving, you’re also faced with running the company alongside their spouse, who now owns half the business but has no desire (or ability) to be involved.

Clients get nervous. Employees worry about their future. And you’re left scrambling to find the money to buy out the family’s share and that money isn’t readily available.

It’s the kind of scenario that unravels even the strongest companies. But with the right planning, it doesn’t have to. That’s where life insurance comes in. Life insurance isn’t just as a personal safety net, but can also be one of the most effective tools for business continuity.

At Summit Legacy, we like to think of it in terms of the ABCs

It’s one of the simplest forms in planning, and yet one of the most overlooked.
A life insurance beneficiary designation might seem like a straightforward detail. A name, a relationship, a signature. Done.
But that signature can carry more legal weight than your will. More practical consequence than your trust. And when it’s wrong, or missing, the ripple effects can be devastating.

But permanent life insurance can also serve another purpose – creating a source of accessible cash during your lifetime. For those with long-term planning goals, this built-in flexibility can offer significant advantages, particularly when it’s structured and managed with care.